Almost
a year back, when one of our friends went to the Bank Of India branch in Hanumanthnagar, Bangalore, to get a new
Debit card in the place of an expired one, she was told by an arrogant bank Lootaccomplice (A person who is a
partner or helper in the process of LOOTING, HELPING the bank to ‘TRICK’ the
customers, efficiently!) to bring
her PAN card, which she NEVER HAD,
to have a new one! The FACT that she had been using the account for 11 or so years was ‘NOT’ enough for the Lootaccomplice,
who was DEAD BENT on making
her apply for a ‘PAN CARD’, one of the million identity cards an ordinary
Indian IS ‘FORCED’ to carry, making
one remember the ‘CARD CARRYING SYSTEM’
for the ‘BLACKS & BROWNS’
in the Imperial South Africa, wherefrom
‘one’ MK Gandhi arrived in
India, more than a century before, in
1915!
A couple of years ago, I learned that I could ‘REVIVE’ (Under various revival schemes –Schemes ‘schemed’ by the ‘scheming’
schemers of Thug Bank Industry (TBI!)!- initiated by the ‘NEW’ government policies of ‘THAT’ time!) my expired or out of service account in Canara Bank, which I started 20-25 years ago, by ‘GIVING’
the THUG BANK (TB as in TB
the disease which wasted one’s Life, slowly!) 1500 or more Indian rupees, as my
account ‘STOPPED” functioning due to the continuous decrease of money in my account DUE to the non minimum
balance theory (NMBT!) the TB
practiced (Which means ONCE the TB stipulated minimum balance in
my account dipped a rupee or so
below the TB ‘stipulated’
1000/- , which was ‘NOT’ the case
when I opened the account decades back, and, TBs can ‘STIPULATE’ & ‘RESTIPULATE’ any time they wish !)
they ‘KEPT’ reducing ‘PENALTIES’ from my account ‘REGULARLY’ for a certain number of
months, making the account (And, ofcourse me, the TB Account Holder –TBAH!) INDEBTED to the TB for MORE than 1500 Highly Devalued Indian Currency (HDIC!)!
The very moment I heard this, I
DISAPPERED from the TB
Canara Bank premises!
Now a days, I
NEVER EVER dare to go even a couple of kilometers near the TB Canara Bank, where I had my
decades old TB Account AS I
seriously suspect that they WILL SIEZE me & auction me in the ‘OPEN’ commodity
market to SQUEEZ the more than 1500 HDIC & it’s interest out of me! When I
read various ‘MANIPULATED’ financial news articles (MFNA!) on the various TBs of India, I
ALWAYS scan for my own photo being printed there ‘DECLARING’ me an absconding Harshad Mehta or Liem Nielson
who made the TB ‘tank’ under
the weight of the HUGE
debt (Of 1500 or so HDIC & it’s
FAST growing interest!) or in the words of the ‘current’ trend –Non Performing
Asset, NPA - I owe it!
When I gave a cheque to one of my friends on 12/02/16, Friday, LITTLE did I know that another
one of the TBs, in the name of Catholic
Syrian Bank (CSB!), where I have an account for almost 2 decades, will
‘BOUNCE’ my cheque stating that my account had been ‘FROZEN’, charging him 250/- in the process! Hearing this
over the phone I FROZE myself! I
could ‘NOT’ help thinking about my STATURE in the Republic of
India! From my school days, I have a notion that ‘ONLY’ Important or Notorious persons got their account ‘FROZEN’
and it can be considered as a sign of the person, whose account has been
‘FROZEN’, as someone ‘NOT’ ordinary and, ofcourse, EXTRAORDINARY!
It took a couple of LOOOOOONG minutes for me to come
out of this DEEP FROZEN state! I
wondered whether I have enlisted myself in ISI or IS or Now Extinct ULFA or Al
Qaeda, ‘in my dreams’ OR I
have been ‘seriously’ suspected of HIDING a couple of Multiple Independently Targeted
Reentry Vehicles (MIRVs!)
& nuclear submarines ‘under’ my
pillow to wage war against the nation THAT
the so called AUTHORITIES, who
‘ONLY’ has, in India, the ‘Right To Freeze’ (RTF!), froze my assets!
Frozen, though NOT
deep frozen, I called the TB
Catholic Syrian Bank & the woman on the other end started ‘LECTURING’ about
my ‘FAILURE’ to give THE CSB THUGS
the so called ‘KYC’ doc duly
filled, ‘despite’ them sending me 3-4 letters, in my address, in this regard,
in the last 12 or so months, ‘WHICH’, to
my great surprise, I ‘NEVER’ GOT (“Should I ‘SUE’ the postal
department for SWALLOWING UP all the 3-4 letters TB CSB ‘INVISIBLY’ sent me, spending a couple of
decades in the Eternal Indian Courts
(EICs!), spending whatever I earn?”,
was the question, I knew, that ‘SHE’ wanted ‘to’ GROW, in my ‘FROZEN’ mind!)!
She also ‘ARROGANTLY KINDLY’
informed me that they would ‘NEVER’
refund anything of the 250/- lost to my friend ‘solely’ due to
THEIR ‘UNILATERAL’ FREEZING OF MY
ACCOUNT, WITHOUT MY KNOWLEDGE, meaning I
SHOULD shell out 250/- from ‘my pocket’ to give back the money my
friend lost DUE TO TB Catholic Syrian Bank’s arrogant,
stupid & uncalled for ‘dastardly’
act!
It was interesting to know that ‘THEY’ accepted the money deposited in the ‘FROZEN’ account on 5th
of this month (February, 2016!), ‘WITHOUT’ ME SUBMITTING THE SO
CALLED ALL IMPORTANT ‘KYC’ doc, about which they ‘PRETEND’ they sent me 3-4 letters in the last 12 months or
so, in which I am asked to ‘CERTIFY’
that I am ‘NOT’ a member of ISIS,
ISI of Pakistan, Al Qaeda etc and I am ‘not’
working for the Chinese or the SS or Dawood for my living and all the money I
deposit in the Thug Bank (TB!) is ‘not’
coming from the ‘Hawala Deal’, ‘Fake’ Currency Business, ‘Illicit’ Liquor
Business, Indian Adulteration ‘Industry’
(IAI – The latest ‘declared’ industry UNDER Make In India programme!), Narcotics
Smuggling & Sale (NSS!), International Arms Deals, Large scale human
trafficking, flesh trade in Las Vegas & Grand road, Mumbai etc & I will
‘NEVER’ submit ‘FAKE’ HDIC, ‘printed’
in ‘my’ Counterfeit Currency Press
(CCP!), underground, in the Hawaii Islands & Mariana Trench Area, failing
which I would be ‘FROZEN’, again!
It ‘SHOULD’ be added in ‘BOLD’
letters in the TB branch declaration that IF any money is lost to
the customer, in any way –As it happened to me!- or any inconvenience is caused
to him or her IT will be COMPENSATED, in no time, TAKING THE
COMPENSATION ‘from’ the salary of the employee BECAUSE OF WHOM the loss occurred!
(When a bank takes BACK from its own employee the money it lost due to his or
her inefficiency or stupidity, the TB customer ‘ALSO’ has the SAME
right to RECLAIM his/her losses!)
As
the FIRST STEP to prevent the ‘LOSSES’, regularly occurring to the ‘HAPLESS’
TB customers, ‘Each’ of the employees of the TB ‘SHOULD’
give self attested declarations (Know Your TB Lootaccomplice – KYTBL!)
, ‘INDIVIDUALLY’ & with government approved ID proof (Ha…ha….ha…!)
& a couple of photos, to the respective customers of the ‘every’ TB branch
STATING THAT (1) he/she has ‘NEVER’ been involved in any financial malpractices,
any time in his/her employment period, (2) he/she has ‘NEVER’ defaulted on any
loans taken anywhere during his/her life time, (3) he/she has ‘NO’ criminal
background, (4) he/she has ‘NEVER’ been booked for any offence under Indian Law, (5) he/she has a ‘GOOD’ school leaving certificate (Indicating his/her personal
integrity REQUIRED for a Lootaccomplice….ha….ha..!!!), (6) he/she has ‘NO’ quarreling/aggressive attitude in his/her character, (7) he/she is a
human & humane to all etc THAT every customer can WITHOUT FEAR deposit one’s own HARD earned
money in the TB, at the least, @ the time of depositing!
And, the RIGHT
to DEEP FREEZE (RDF!) the employee & the particular TB branch in
the Icy caverns of Antarctica will 'solely' rest on the shoulders of the
respective TB branch customers if he/she is found to have ‘FALSIFIED’
in the ‘Self Declaration’ he/she has given to the TB customer!
As,
I am a person WHO, ‘like’
millions of other ordinary Indian TB
customers, deposit MY WHITE MONEY in
the TBs & its ‘NOT’ the TBs depositing their money in My Account, I, and, all other millions of TB
customers (Or shall they be called ‘TB Patients’?!), all across India,
have a right TO DEMAND the Know
Your Bank (KYB!) doc , presented
to EVERYONE that I & the other millions of THE CHEATED by the TBs
come to KNOW what happens in the so
called TB Industry (TBI!)!
As,
We, The Indian Customers, ‘SHOULD’ Know Their ‘LOOTING’ Banks or Bank
Lootere, the Looting Banks or Bank Lootere SHOULD give each of their
customers a ‘declaration’
with the attested copies of ‘relevant’
(Ha….ha…ha…!) documents, attested copies of the photos of those Bank Thugs (BT!) who ‘HEAD’ the Common Customer
Looting Programme (CCLP!) etc
that we, the common TB customers, at the least, come to know the
Treacherous ‘ETHICAL’ Business Practices (TEBP!) ‘HONESTLY’ followed
in the TB Industry!
The
declaration, We, the common TB customers, DEMAND & ‘ought
to’ get ‘SHOULD’ also provide the ANSWERS for the following
questions:
1) ‘How’
the banks cheat their customers?
2) How
much they ‘make’ every
financial year, CHEATING
their customers?
3) By
‘HIDDEN’ charges & all (Nothing but ‘CERTIFIED’ LOOTING Techniques - CLT!) ‘like’ withdrawal charges, ATM charges, cheque book charges, opening
charges, closing charges, maintenance charges, minimum account NON maintenance
charges, Bank Luteere charges, SB charges, Bank Luteere Union Charges (BLUC!),
Sunday Charges, Monday Charges, Evening Charges & Morning Charges,
Exceeding charges, Non exceeding charges, Active account charges, Inactive
account charges etc HOW MUCH
money they make, branchwise?
4) What
all methods they use to CHEAT
their customers & the percentage wise statistics of ‘every’ method adopted?
5) Where does
the customers’ deposited money end up
& @ what rate of interest?
6) Why
‘SHOULD’ all the bank
officials behave AS they are the Slave Bosses of India
(‘SBI’……OMG!!!?) of the slave customers
(SC!) WHEN, in Reality, the money is the common man customers’ (CMC!) &
they are ‘ONLY’ the low grade
accomplices of the Thug Tycoons of
the so called banking industry?
7) How
the government of India & other Regulatory mechanisms ‘HELP’ banks ‘CHEAT’
their customers?
8)
When the inefficiency of the
banking staff & the banks themselves make CRORES OF INDIANS’ MONEY go waste
WHO THE BANKING ‘BASTARD’ IS HELD
RESPONSIBLE?
9) What
happens to the HUGE
amounts of money stored in these Thug Banks (TB!) without claims or, in reality, ‘FALSELY’ DECLARED as
UNCLAIMED by the CHEAT BANKS?
10)
Why they are NOT handing over the percentage decrease in the interest
rates to the customers?
11)
Why they ALWAYS HIKE interests
UNPROPORTIONATELY when the RBI hikes interest rates?
12)
Why the Bank Regulator Mechanisms ALWAYS
‘REGULATE’ the ordinary
customers & NEVER the Thug Banks
(TBs!)?
13)
Why decades’ old ‘VERIFIED’ accounts ‘require’
reverification after reverification according to the ‘WHIMS & FANCIES’ of
the STUPIDS in the banking Industry?
14)
Is the Banking Industry all about ‘LOOTING’ the common customers &
supplying the BOOTY to the Highwaymen Of Repute (HoR
–‘Sounds’ familiar?!) SO THAT common man’s money can be ‘WRITTEN OFF’ as NPA (Non
Performing Assets) etc?
15)
Who
‘ALL’ help these shameless ‘TBs’ loot ordinary customers?
(There is a welcome suggestion, signed by millions of ‘NON ENTITY & NON EXISTENT’ netizens, doing the rounds, which is under ‘serious scrutiny’ of various financial departments & ministries to FIX ‘TB’ in front of all the banks in India as Mr, Mrs, Miss, Senorita, Messers etc are fixed in certain places, ALWAYS!)
An
Interesting ‘RELATED’ Article From This Same Blog, Posted On 19th,
February, 2009 Can Be Read ‘HERE’!
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