It seems that the people in India these days are more worried about their personal life, much more than their predecessors as they rush to take personal insurance! They also are so concerned about their homes as they make long queues infront of the home-insurance counters of various insurance companies. A large chunk of people's time is now a days spent on taking insurance like accident insurance, vehicle insurance, medical insurance & a hell lot of other insurances! It is genarally reffered to as the Spring of insurance in India!
The people are so much involved in the process of taking insurance that they always think, talk & write about insurance, its benefits, the greatness of the thing called insurance, the illitterates & stupids who don't have insurance, the suffering of those who are not so intelligent as the insured persons are etc They even sent Indian post cards to millions asking the reciever to post at the least 10 post cards each for the recieved one, narrating the gory stories of what happened to those who didn't send 10 post cards narratting the greatness of insurance, after recieving one! In the terrible stories we often read the stories like that of the person who didnt send the 10 post cards as required by the INSURANCE GOD/GODESS & sprained his right ankle THE VERY NEXT DAY, the woman who didnt send the 10 to wake up next morning with a severe tooth ache, the 37 year old man who didnt care about it to find himself in a very ugly situation where he COUGHED TWICE infront of a couple of people, the girl who teased it to find that her toffee was eaten by ants the same evening etc!
The Indian government has magnanimously promoted & supported the EXTREMELY STARVED INSURANCE INDUSTRY in such a way that THESE POOR GUYS SOMEHOW CONTINUE TO LIVE ON! If this industry is not there, it is believed that millions would have died silently & sufferingly all over India, AS HAD BEEN HAPPENING TILL JUST BEFORE THESE INSURANCE COMPANIES CAME TO INDIA! OH WHAT A STRUGGLE IT HAD BEEN, WE ARE TOLD! SOMEONE EVEN BELIEVED THAT THE INDIA GATE IS BUILT IN THE MEMORY OF THOSE WHO LOST THEIR LIVES DUE TO THE NON-EXISTANCE OF INSURANCE COMPANIES IN INDIA!
What the government never told us is that when we insure our home, paying exorbitant amounts, what we really make sure is that THE LAW & ORDER PEOPLE REST IN THEIR HOUSES -SLEEPING, EATING & AGAIN SLEEPING- as whatever losses one incures after one's home is insured automatically goes to the insurance company and WHAT THE LAW & ORDER PEOPLE ARE SUPPOSED TO DO IS JUST FILING AN F.I.R & TAKE REST! The government always forget to tell us that when we take vehicle insurance what we make sure, paying heavily from our pockets, IS THAT ALL THE DAMAGES & PROBLEMS EMANATING FROM THE LOW QUALITY VEHICLE ONE BOUGHT PAYING HUGE AMOUNTS, THE EXTREMELY POOR QUALITY ROADS - THE RESEARCH WORKS ON HOW DEEP ONE CAN DIG ON A NO-PROBLEM ROAD IS FINDING NEW DIMENSIONS EVERY HOUR IN INDIA!-, SENSELESS DRIVING & ACCIDENTS CREATED BY THOSE WHO GOT LICENSES 'IN SOME WAYS' etc CAN BE 'TRIED' TO BE BRIDGED, SOMEHOW, AFTER THE SO-CALLED HEAVY DEPRECIATION & ALL!
The government also forgets always to tell us that when one takes medical insurance what one makes sure is THAT THE PERSONS IN ONE'S HOUSE CAN 'GET SOMETHING' AFTER THE INSURED PERSON'S DEATH etc & one can undergo whatever treatment irrespective of any qualitative & accurate verification -the sole verification being HOW MUCH AMOUNT CAN BE SPENT ON A PARTICULAR INSURED PERSON FOR MEDICINE & HOW CAN WE SPENT THE MAXIMUM AMOUNT ON THE INSURANCE FOR A PROBLEM THAT WILL VANISH IN NO TIME ONLY IF ONE TAKES SOME REST etc?!- till the cover ends or till one dies, whichever is earlier!!
GOVERNMENTS ETERNALLY HELP POOR STUDENTS & THEIR PARENTS by fixing the incom tax limit @ a paltry 1.6 lakh -It was a beggar's 1 lakh & less a couple of years ago!- & OFFER 'SIMPLE' EDUCATIONAL LOANS, WITH THE HELP OF THE MAGNANIMOUS BANKERS @ A VERY LOW INTEREST RATE OF AROUND 10%, FROM THE VERY FIRST DAY OF AVAILING 'THE SIMPLE & CONVENIENT' LOAN! For 'THE SIMPLE & CONVENIENT EDUCATION LOAN' if the MAGNANIMOUS BANKS are taking the land titles & other valuable things as guarantees, who can blame THE MAGNANIMOUS BANKS?! And, one should NEVER THINK THAT THESE TYPES OF 'NEVER MENTIONED & NEVER APPROVED THINGS' DONE BY THE MAGNANIMOUS BANKS ARE EVER KNOWN TO THE WELL INTENDED GOVERNMENTS! After all, what is a government for other than helping some poor banks & insurance companies GROW OUT OF THEIR POVERTY LINES & DEVELOP INDIA?!
IN INDIA IT IS A RULE THAT YOU SHOULD PAY THROUGH YOUR NOSES & GET THINGS DONE FOR THE WORTH OF A COUPLE OF PAISE! IN INDIA IT IS A RULE THAT YOU SHOULD FOLLOW WHATEVER STUPID RULE OR LAW THERE IS IF YOU ARE A COMMON MAN & YOU SHOULD NEVER 'EXPECT' -LET ALONE REALLY GETTING ANYTHING BACK!- ANYTHING LITERALLY FROM THE SO CALLED SYSTEMS EXISTING HERE! IN OTHER WORDS, THE COMMON MAN'S LIFE SHOULD BE 'DHAANA' -ANOTHER GREAT WORD INVENTED BY INDIANS LONG AGO!- OR SACRIFICE TO THE EXISTING STUPID SYSTEM & THE SYSTEM'S BASIC & ULTIMATE AIM IS THE GRADUAL & SYSTAMATIC ELIMINATION OF THE COMMON MAN, AFTER MAKING HIS LIFE A LIVING HELL!
A common man in India should be satisfied to pay road taxTHAT HE CAN TRAVEL ROLLER COASTER ALL HIS LIFE & IF LUCKY DIE IN ONE OF THE MILLIONS OF MARIANA TRENCHES THE ROAD DEPARTMENT HAS SPECIALLY CREATED FOR 'SOME VERY SPECIAL GUYS'! He should pay income taxTHAT SOMEONE NEVER KNOWN TO HIM CAN ENJOY HIS LIFE TO THE EXTREMS! He should pay gift tax THAT HE CAN GIVE WORTHLESS GIFTS TO OTHERS FROM THE ADULTARATORS' MARKET! He is THE SO CALLED LEGALLY BOUND TO PAY PROFESSIONAL TAX THAT HE CAN CONTINUE WORKING LIKE A PIG ALL HIS LIFE! He should pay the entertainment tax THAT HE CAN HAVE QUALITYLESS ENTERTAINMENT IN HIS LIFE! He should pay service tax (my god what service?!!) THAT ONE CAN DO WHATEVER HE LIKES & HE KNOWS -HE KNOWS NOTHING OF QUALITY HAS NEVER BEEN A BILLION DOLLAR DISCOVERY!- FOR HIM "AS SERVICE"!
The common man should pay educational cess (lord what education!) THAT HE & HIS CHILDREN CAN GET ANYTHING BUT REAL EDUCATION! He should pay property tax (property buying through one's nose etc!)THAT SOME VESTED INTERESTS CAN TAKE IT FROM HIM BY SOME TRICKS HE WONT UNDERSTAND & RENDER HIM LANDLESS ALL HIS LIFE, MOST OF THE TIMES ENTANGLING HIM IS NEVER ENDING LEGAL COBWEBS, TILL HE DIES! He should pay water tax (never mention what we drink as water!!!)THAT ONE CAN HAVE WASTE WATER IN ONE'S TAPS INSIDE ONE'S HOUSE 24/7! He should pay tax on pertrol & deisel (which became a drop a rupee!)THAT THE "NICE OWNERS OF THE PETROL PUMPS' CAN ADJUST THE PUMPS IN SUCH A MANNER THAT YOU GET PETROL ONLY FOR HALF THE AMOUNT YOU PAID & THAT TOO GREATLY & INNOVATIVELY ADULTERATED! He should pay tax on clothing (Of what quality!) THAT HE CAN GET CLOTHING WHICH JUST WITHER AWAY INFRONT OF HIS VERY OWN EYES IN A COUPLE OF MONTHS! He should pay tax on basic food items (where have those 'UNADULTERATED DAYS GONE?!)THAT THE GREAT ADULTARATERS OF YORE CAN DO GREAT THINGS IN SUCH A WAY THAT NO ONE INCLUDING HARRY HOUDINI FAIL IN IDENTIFYING THEM, SITTING ON THE OTHER SIDE OF THE MORTAL WORLD.....!
FIRST DIG DEEP & THEN "TRY" TO COVER.....FIRST MAKE SITUATIONS WHERE PEOPLE SUFFER LIKE HELL THEN "TRY" TO RECTIFY! "TRY" IS THE WORD TO LIVE WITH IN INDIA, WHERE A TO Z OFFICIALS, THE COMMON-MAN ELECTED GOVERNMENTS & 'THE TRYING SYSTEMS' THEY CREATED & IMPLEMENTED ARE INVOLVED IN 'TRYING' 24/7, TILL THE END OF DAYS!
Wednesday, June 1, 2011
ON INSURANCE, TAX, LOAN, INSURANCE COMPANIES, BANKS, INDIANS etc!
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